{
  "format": "henthu-plan",
  "version": 1,
  "locale": "en",
  "currency": "EUR",
  "budgetMonth": "2026-10",
  "modelName": "Usual monthly plan",
  "income": "4200.00",
  "accounts": [
    { "key": "main", "name": "Main account", "country": "LU", "salary": true },
    { "key": "daily", "name": "Daily spending", "country": "DE", "salary": false }
  ],
  "pockets": [
    { "key": "car-insurance", "name": "Car insurance", "account": "main", "goal": { "target": "960.00", "dueDate": "2027-06-15", "repeatMonths": 12 } },
    { "key": "car", "name": "Future car", "account": "main", "goal": { "target": "12000.00", "dueDate": "2028-10-01", "repeatMonths": 0 } }
  ],
  "recurringItems": [
    { "key": "rent", "name": "Rent", "type": "essential", "amount": "1250.00", "account": "main", "recurrence": "monthly", "dueDay": 1, "provisionMonthly": false },
    { "key": "groceries", "name": "Groceries", "type": "essential", "amount": "500.00", "account": "daily", "recurrence": "monthly", "provisionMonthly": false },
    { "key": "insurance", "name": "Car insurance", "type": "project", "amount": "960.00", "account": "main", "pocket": "car-insurance", "recurrence": "yearly", "dueDay": 15, "provisionMonthly": true },
    { "key": "car-saving", "name": "Future car", "type": "project", "amount": "400.00", "account": "main", "pocket": "car", "recurrence": "monthly", "provisionMonthly": false }
  ],
  "oneOffItems": [
    { "key": "birthday", "name": "Birthday gift", "type": "leisure", "amount": "80.00", "account": "daily" }
  ]
}